Case · September 2026 · Construction

General Contractor: 28% cost reduction—119 000$ saved per year, new project policy in 2 days instead of 3 weeks

Previously, each construction contract required a separate policy, and we could not start work until it was issued. AIINS migrated projects to a master agreement through a tender—policy in 2 days, costs down 28%.

CONSTRUCTIONClient: General contractor for infrastructure and industrial construction: 14 active sites, 260 heavy equipment units, 2,700 staff

LiabilityVoluntary health (VHI)

Challenge

CAR policy arranged for each contract separately—approval took up to 3 weeks. No policy, no site access, advance payment delayed. 260 units of heavy equipment each had a separate policy with different renewal dates. Insurance requirements in contracts varied and were checked manually.

Solution

Digitalised policies, contracts, and heavy equipment register in a single system. Ran a tender for a master CAR agreement with declared new projects—quotes from 12 insurers. Shifted all heavy equipment to a single contract with a common renewal date. Saved client insurance requirements in each project's card: every policy is issued with the correct limits.

Result

-28% in insurance costs – 119 000$ saved annually ; 2 days for a new project policy ; 1 contract for all heavy equipment ; 0 site access delays due to insurance

“A week of downtime at the start of a project costs more than any insurance. We used to lose weeks waiting for policy approvals. Now a new site joins the master agreement in two days, and insurance no longer holds up our projects.”

Results are based on projects in the specified industries. Your outcomes may vary depending on your data, integrations and implementation stage. Based on internal analytics.

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